Opportunity Bank of Malawi , a licensed commercial microfinance bank in Malawi, is focused on transforming the lives of the economically marginalised through access to financial services. Opportunity Bank Malawi is a member of the Opportunity international Network, an International coalition of Christian organisations committed to serving the poor.
Opportunity Bank Malawi is seeking an energetic, aggressive and self-motivated individual to joint its team to work in the position of
Opportunity Bank Malawi is seeking an energetic, aggressive and self-motivated individual to joint its team to work in the position of
Chief Financial Officer- CFO)
Will report to the Chief Executive officer (Dotted lines to Global CFO).
To provide leadership and direction in finance management treasury and accounting functions and activities and ensure that these are run effectively and efficiently to provide a high service quality and finance management expertise, To establish and enhance overall financial controls in order to ensure profitability of OIBM while ensuring compliance with locally accepted accounting principles, bank policies and procedures, tax and banking laws and regulations, to manage the money market and foreign exchange functions in manner that ensures a positive return, To promote OBM’s core value of stewardship throughout the organisation and staff
To lead management in preparation and management of budgets (income and expenditure and cash flow) and financial projections , Ensure budget control policies, systems and procedures are properly implement and practiced, Provide OBM management team with a standard format and tool for preparing and controlling the annual budget that includes clear and appropriate lines of authority to enable better decision-making, St and monitor capital and fixed assets budgets including office equipment, building as an expansion project, Set and monitor income forecasts for business including client volumes, pricing etc, Set and monitor other departmental budgets including payroll, branches, IT, marketing, stationery and printing telecommunications and transport, Prepare annual budget projections based on input from OBM management and from shareholder representatives, Oversee payroll processing function to ensure pay and benefits are accurately calculated and proper
deductions are made
Ensure timely and accurate financial and management reports that assist in monitoring and actual financial position of OBM as compared with projections, Prepare timely, accurate and reliable consolidated financial and management reports including balance sheet, profit and loss and cash flow statement on an annual, quarterly and monthly basis, Provide timely and accurate monthly variance analysis reports of actual expenditure against budget by Head Office function and branches, Review expenditures to ensure compliance with budgets and notify appropriate executive(s) in the event expenditures exceed budget, Work with managers to understand source of excessive costs and to develop cost-cutting measures to drive efficiencies in the bank, Coordinate and ensure the availability of financial reports, statements and documentation to both internal and external auditors, Prepare and present to OBM board and management reports on OBM’s financial position,
Highlight critical areas of the financial reports and statement document documentations for managements review and action
Ensure compliance with all central bank requirements – Prepare monthly capital compliance reports, Review monthly submittals to central bank for completeness and accuracy,
Ensure wise and prudent management of OBM funds – Develop appropriate subsystems to manage and administer OBM funds, Manage OBM’s investment portfolio and risk-taking activities including interest rate and liquidity exposure, interbank exchange exposure and govt securities trading, Consult with management in recommending a general risk parameters, overall trading position limits and hedging/trading strategies, Plan and provide for OBM’s short-term working capital and medium and long-term funding requirements, Review and recommend investment of deposits and idle funds (stocks and high yielding investments0, Keep abreast of the market deposit rates and negotiate best rates with OBM depository banks, Receive and hold in authorised accounts all funds due to OBM from authorised sources, Keep complete and accurate accounts of receipts and disbursements, Monitor cash movement by ensuring timely and accurate bank reconciliation and other reconciliations
against cash position report, Manage the reserve position of OBM as well as other regulatory requirements related to funding operations, Approve invoices and checks prior to signature to ensure security of bank funds, Money market and foreign exchange dealing – manage the money market and foreign exchange functions in a manner that ensures a positive return on investments and achieves targets,
Obtain necessary financing for the bank – Build relationships with local banks for lines of credit and term loans, build relationships with regional investment funds
Act as OBM company secretary – Ensure all reports and papers for the OBM board are prepared and distributed prior to each board meeting, Ensure board minutes are prepared in an accurate and timely manner n distributed to the board, Perform other tasks as needed in position of company secretary
Responsible for people management of the dept – Responsible together with Human Resources Dept, for overall people management in the dept including recruitment, induction, development and training, performance appraisals, career progression, disciplinary action and staff morale and motivation, develop performance standards for each individual and provide ongoing feedback on performance, Effectively manage poor performance and disciplinary management, Assist in training and development of department staff, Relay training needs of staff to HR dept and work together with HR to develop appropriate training programmes, Ensure that staff are motivated and organised to exceed performance targets, and provide frequent feedback to human resources regarding employee management, Ensure clear division of roles and responsibilities amongst departmental staff, Communicate with Human Resources, dept to develop clear and comprehensive job descriptions and performance
standards for all branch staff
Actively promote a positive cost-oriented management and staff attitude through various education forums in line with OBM’s core value of stewardship, develop and maintain own knowledge and expertise, Keep current on developments in banking and financial institutions especially micro finance sector Take opportunity for self-development in relevant subjects and topics, Perform other duties as determined by the CEO and Board whenever asked to do so
Bachelors Degree or masters equivalent, Advanced knowledge of general accounting, payroll, budgeting, and related accounting and record keeping systems in a financial institution, Advanced knowledge of related statutory banking compliance regulations, and bank accounting policies and procedures, Intermediate skills related to the consolidation and reporting of bank financial results, and formulation and implementation, Exceptional organisations skills with the ability to provide leadership, supervision and training for a team of employees using positive supervisory techniques to ensure maximum productivity, Demonstrated ability in time management, organisation and delegation skills, intermediate skills in computer terminal and personal computer operation, mainframe computer system and word processing and spreadsheet software programs, Intermediate typing skills to meet production needs of the position, Excellent mathematical skills calculate interest,
commissions, promotions and percentages balance accounts add, subtract,(multiply and divide in all units of measure, using whole numbers, common fractions and decimals, locate routine mathematical errors, computer rate, ratio and percentage, including the drafting and interpretation of bar graphs, Ability to set and monitor achievements of sustainability, efficiency, profitability, portfolio quality and outreach activities, Advanced experience, and knowledge and training in setting and monitoring profitability an deficiency budgets based on profit and cost centre organisation framework
Result orientation – Has passion for excellence, Set and meet aggressive commitments for self and others, Believe in stretch goals and motivate others to achieve results beyond their own expectations, Overcomes obstacles, accepts, responsibility, creates a results-oriented environment and follows through on actions, Drive Innovation/change – Generate new ideas and improve existing systems through new ways that challenge the status quo, Seek ways to ensure banking at OBM’s is easy and empowering for OBM’s target market and creates a sense of belonging for our customers, Customer orientation – Embodies a strong customer orientation and seeks new and better ways to serve both the end clients and internal clients, Possesses a solid understanding of the microfinance market and target customers, Strategic perspective – Ability to define longer terms goals that need to be achieved, Establish priorities, challenging goals and measurements consistent
with these goals and organisational vision, Rises above the detail to see the broader issue and implications, Critical judgement and decision-making - Define issues and focus on achieving workable solutions to obstacles, Make sensible decisions on the basis of analysis and experience,
Inspire commitment – Champion and live out the OIB network mission, corporate values and Christian motivation, Actions and behaviour are consistent with words, Committed o promoting and supporting gender equity and divert in the workplace and in our programs,
Excellent communicator – Communicates well both verbally and in writing, Effectively conveys and shares information with others, Listens carefully and understands various viewpoints, presents ideas clearly and concisely and understands relevant detail in presented information
Self development – Learns continuously, Pursues positive change in self and organisation, Builds own personal development plan to acquire/advance skills,
Servant leadership – recognised and acts on principles of servant leaderships that the role of a leader is to empower an develop the potential of individuals rather than telling people what to do
Leadership and interpersonal skills – Creates a culture of continuous development where employees feel ownership in what they do and continually improve themselves and the business Recognises and rewards individual and team achievements
Interested applicant are asked to send an application letter and a CV via email to recruitment@oibm.mw or by post to the address below by Friday 10th July , Women are encouraged to apply, The chief Human Resources Officer, Opportunity Bank Malawi, Private Bag A71, Lilongwe.
To provide leadership and direction in finance management treasury and accounting functions and activities and ensure that these are run effectively and efficiently to provide a high service quality and finance management expertise, To establish and enhance overall financial controls in order to ensure profitability of OIBM while ensuring compliance with locally accepted accounting principles, bank policies and procedures, tax and banking laws and regulations, to manage the money market and foreign exchange functions in manner that ensures a positive return, To promote OBM’s core value of stewardship throughout the organisation and staff
To lead management in preparation and management of budgets (income and expenditure and cash flow) and financial projections , Ensure budget control policies, systems and procedures are properly implement and practiced, Provide OBM management team with a standard format and tool for preparing and controlling the annual budget that includes clear and appropriate lines of authority to enable better decision-making, St and monitor capital and fixed assets budgets including office equipment, building as an expansion project, Set and monitor income forecasts for business including client volumes, pricing etc, Set and monitor other departmental budgets including payroll, branches, IT, marketing, stationery and printing telecommunications and transport, Prepare annual budget projections based on input from OBM management and from shareholder representatives, Oversee payroll processing function to ensure pay and benefits are accurately calculated and proper
deductions are made
Ensure timely and accurate financial and management reports that assist in monitoring and actual financial position of OBM as compared with projections, Prepare timely, accurate and reliable consolidated financial and management reports including balance sheet, profit and loss and cash flow statement on an annual, quarterly and monthly basis, Provide timely and accurate monthly variance analysis reports of actual expenditure against budget by Head Office function and branches, Review expenditures to ensure compliance with budgets and notify appropriate executive(s) in the event expenditures exceed budget, Work with managers to understand source of excessive costs and to develop cost-cutting measures to drive efficiencies in the bank, Coordinate and ensure the availability of financial reports, statements and documentation to both internal and external auditors, Prepare and present to OBM board and management reports on OBM’s financial position,
Highlight critical areas of the financial reports and statement document documentations for managements review and action
Ensure compliance with all central bank requirements – Prepare monthly capital compliance reports, Review monthly submittals to central bank for completeness and accuracy,
Ensure wise and prudent management of OBM funds – Develop appropriate subsystems to manage and administer OBM funds, Manage OBM’s investment portfolio and risk-taking activities including interest rate and liquidity exposure, interbank exchange exposure and govt securities trading, Consult with management in recommending a general risk parameters, overall trading position limits and hedging/trading strategies, Plan and provide for OBM’s short-term working capital and medium and long-term funding requirements, Review and recommend investment of deposits and idle funds (stocks and high yielding investments0, Keep abreast of the market deposit rates and negotiate best rates with OBM depository banks, Receive and hold in authorised accounts all funds due to OBM from authorised sources, Keep complete and accurate accounts of receipts and disbursements, Monitor cash movement by ensuring timely and accurate bank reconciliation and other reconciliations
against cash position report, Manage the reserve position of OBM as well as other regulatory requirements related to funding operations, Approve invoices and checks prior to signature to ensure security of bank funds, Money market and foreign exchange dealing – manage the money market and foreign exchange functions in a manner that ensures a positive return on investments and achieves targets,
Obtain necessary financing for the bank – Build relationships with local banks for lines of credit and term loans, build relationships with regional investment funds
Act as OBM company secretary – Ensure all reports and papers for the OBM board are prepared and distributed prior to each board meeting, Ensure board minutes are prepared in an accurate and timely manner n distributed to the board, Perform other tasks as needed in position of company secretary
Responsible for people management of the dept – Responsible together with Human Resources Dept, for overall people management in the dept including recruitment, induction, development and training, performance appraisals, career progression, disciplinary action and staff morale and motivation, develop performance standards for each individual and provide ongoing feedback on performance, Effectively manage poor performance and disciplinary management, Assist in training and development of department staff, Relay training needs of staff to HR dept and work together with HR to develop appropriate training programmes, Ensure that staff are motivated and organised to exceed performance targets, and provide frequent feedback to human resources regarding employee management, Ensure clear division of roles and responsibilities amongst departmental staff, Communicate with Human Resources, dept to develop clear and comprehensive job descriptions and performance
standards for all branch staff
Actively promote a positive cost-oriented management and staff attitude through various education forums in line with OBM’s core value of stewardship, develop and maintain own knowledge and expertise, Keep current on developments in banking and financial institutions especially micro finance sector Take opportunity for self-development in relevant subjects and topics, Perform other duties as determined by the CEO and Board whenever asked to do so
Bachelors Degree or masters equivalent, Advanced knowledge of general accounting, payroll, budgeting, and related accounting and record keeping systems in a financial institution, Advanced knowledge of related statutory banking compliance regulations, and bank accounting policies and procedures, Intermediate skills related to the consolidation and reporting of bank financial results, and formulation and implementation, Exceptional organisations skills with the ability to provide leadership, supervision and training for a team of employees using positive supervisory techniques to ensure maximum productivity, Demonstrated ability in time management, organisation and delegation skills, intermediate skills in computer terminal and personal computer operation, mainframe computer system and word processing and spreadsheet software programs, Intermediate typing skills to meet production needs of the position, Excellent mathematical skills calculate interest,
commissions, promotions and percentages balance accounts add, subtract,(multiply and divide in all units of measure, using whole numbers, common fractions and decimals, locate routine mathematical errors, computer rate, ratio and percentage, including the drafting and interpretation of bar graphs, Ability to set and monitor achievements of sustainability, efficiency, profitability, portfolio quality and outreach activities, Advanced experience, and knowledge and training in setting and monitoring profitability an deficiency budgets based on profit and cost centre organisation framework
Result orientation – Has passion for excellence, Set and meet aggressive commitments for self and others, Believe in stretch goals and motivate others to achieve results beyond their own expectations, Overcomes obstacles, accepts, responsibility, creates a results-oriented environment and follows through on actions, Drive Innovation/change – Generate new ideas and improve existing systems through new ways that challenge the status quo, Seek ways to ensure banking at OBM’s is easy and empowering for OBM’s target market and creates a sense of belonging for our customers, Customer orientation – Embodies a strong customer orientation and seeks new and better ways to serve both the end clients and internal clients, Possesses a solid understanding of the microfinance market and target customers, Strategic perspective – Ability to define longer terms goals that need to be achieved, Establish priorities, challenging goals and measurements consistent
with these goals and organisational vision, Rises above the detail to see the broader issue and implications, Critical judgement and decision-making - Define issues and focus on achieving workable solutions to obstacles, Make sensible decisions on the basis of analysis and experience,
Inspire commitment – Champion and live out the OIB network mission, corporate values and Christian motivation, Actions and behaviour are consistent with words, Committed o promoting and supporting gender equity and divert in the workplace and in our programs,
Excellent communicator – Communicates well both verbally and in writing, Effectively conveys and shares information with others, Listens carefully and understands various viewpoints, presents ideas clearly and concisely and understands relevant detail in presented information
Self development – Learns continuously, Pursues positive change in self and organisation, Builds own personal development plan to acquire/advance skills,
Servant leadership – recognised and acts on principles of servant leaderships that the role of a leader is to empower an develop the potential of individuals rather than telling people what to do
Leadership and interpersonal skills – Creates a culture of continuous development where employees feel ownership in what they do and continually improve themselves and the business Recognises and rewards individual and team achievements
Interested applicant are asked to send an application letter and a CV via email to recruitment@oibm.mw or by post to the address below by Friday 10th July , Women are encouraged to apply, The chief Human Resources Officer, Opportunity Bank Malawi, Private Bag A71, Lilongwe.
Chief Audit Officer
The chief Audit Officer will report to the Chairman, Board Audit Committee (Dotted lines functionally to Global Head of Audit and CEO)
The Chief Audit Officer is responsible for organising and leading the Internal Audit Function in Opportunity Bank Malawi. At the highest level, the Internal Audit function provides independent, objective, reliable, timely assurance on the effectiveness of governance and internal control systems in relation to all key risk categories faced by the Bank; and ad hoc consulting services designed to add value and improve the organisation’s operations
Audit helps the organisations accomplish its objectives by bringing a systematic, disciplined, risk-based approach to the evaluation and continual improvement of the risk management systems, control environment and governance processes
The Chief Audit Officer will direct a comprehensive audit program, including performance, operational, financial, and compliance audit projects; providing consulting services to the organisation’s management and staff; providing direction to development of the annual internal audit plan; and ongoing training, coaching and supervision to Internal Audit staff
The Chief Audit Officer will provide frequent updates to both the Management Team and Opportunity Bank Malawi Board of Directors on the company’s system of internal controls and significant audit recommendations.
Essential Duties – Other duties may be assigned, develop a flexible annual audit plan using Opportunity’s approved risk-based audit methodology, covering all key risk and control areas identified by management, and submit that plan to the Board Audit Committee for review and approval as well as quarterly updates , Contribute and support the development of the corporate audit process and operating procedures, and direct the overall performance of internal audit processes, including identifying and defining issues, developing criteria, reviewing and analysing evidence and documenting the results in line with approved standards, Ensure the internal audit process is followed in identifying control weakness and developing recommendations within all areas of the Bank, The focus of this activity will include credit, financial, operational, people legal, regulatory, compliance and information technology, design appropriate methodologies for fraud detection
in the auditing process at head office and functional and branch levels, Ensure internal audit methodology is applied consistently and documented and in conformance with the IIA standards, Provide regular reports to the Audit Committee on the company’s system of internal controls and significant audit recommendations, Review and update the audit Committee and the internal Audit charters as necessary, represent Internal Audit at management, board meetings and with external organisations, The Chief Internal Audit at management, board meetings and with external organisations, The chief Audit Officer will be responsible for recruiting, hiring, training and managing a professional audit staff with sufficient knowledge, skills, experience, and professional certifications to meet the requirements of the audit Charter,
Supervisory responsibility – Directly supervises a team of audit Officers
Analytical – Synthesises complex or diverse information, Collects and researches data, uses intuition and experience to complement data, design work flows and procedures,
Continuing professional development – Actively pursues continuing professional development
Problem Solving – Identifies and resolves, problems in a timely manner, Gathers and analyses information skilfully, develops alternative solutions, Works well in group problem solving situations, Uses reason even when dealing with emotional topics
Leading with Integrity – reinforces our values through daily behaviour, Holds others accountable to ethical behaviour, Encourages full disclosure of mistakes, Conforms unethical behaviour quickly
Managing People – Includes staff in planning, decision-making, facilitating and process improvement, Takes responsibility for subordinates’ activities, Makes oneself available to staff, Provides regular performance feedback, develops subordinates skills and encourages growth, Solicits and applies customer feedback (internal and external), Fosters quality focus in others, Improves processes, products and services, Continually works o improve supervisory skills
Strategic Thinking- develops audit strategies tag account of organisational goals, Understands organisations strengths and weaknesses, Analyses market and competition, Identifies external threats and opportunities, Adapts audit strategy to changing conditions
Judgement – Provides opinion on the effectiveness of th4 internal control systems Displays willingness to make decision; Exhibits sound and accurate judgement, Supports and explains reasoning for decision; Includes appropriate people in decision-making processes Make timely decisions
Customer Service – Responds promptly to customer needs, Solicits customers feedback to improve service
Organisational Support – Follows policies and procedures; on time; Support the organisations’ mission, goals, and values; Conserves organisational resources Works within budget guidelines
Minimum of 10 yrs experience in corporate auditing in banking or financial services covering business analysis, operations, finance, program evaluation, project management or equivalent, Minimum of 5 yrs experience at senior audit manager or head of audit level in a Regulated Financial Institution, preferably with a global organisation, Bachelor Degree from an accredited college or university, A Masters degree in Business Administration, Public Administration, or related filed preferred, Certified Internal auditor (CIA), Certified Public Accountant 9CPA) or Certified Management Accountant (CMA) status preferred, Certified Fraud Examiner (CFE) preferred, Experience in signing audit programs in an international setting preferred, Extensive knowledge of and skill in applying corporate auditing, management principles and preferred business practices
Fluency in English required. Develop a highly effective audit function respected throughout the Bank, Provide reliable assurance fostering a ‘no surprises’ culture, Report and make recommendations on all significant risk exposures, Complete the audit plan , Opportunity Bank Malawi Board of Directors, Chief Executive Officer, Opportunity Bank Management team, Opportunity International Global Head of Audit, External Auditor.
The chief Audit Officer will report to the Chairman, Board Audit Committee (Dotted lines functionally to Global Head of Audit and CEO)
The Chief Audit Officer is responsible for organising and leading the Internal Audit Function in Opportunity Bank Malawi. At the highest level, the Internal Audit function provides independent, objective, reliable, timely assurance on the effectiveness of governance and internal control systems in relation to all key risk categories faced by the Bank; and ad hoc consulting services designed to add value and improve the organisation’s operations
Audit helps the organisations accomplish its objectives by bringing a systematic, disciplined, risk-based approach to the evaluation and continual improvement of the risk management systems, control environment and governance processes
The Chief Audit Officer will direct a comprehensive audit program, including performance, operational, financial, and compliance audit projects; providing consulting services to the organisation’s management and staff; providing direction to development of the annual internal audit plan; and ongoing training, coaching and supervision to Internal Audit staff
The Chief Audit Officer will provide frequent updates to both the Management Team and Opportunity Bank Malawi Board of Directors on the company’s system of internal controls and significant audit recommendations.
Essential Duties – Other duties may be assigned, develop a flexible annual audit plan using Opportunity’s approved risk-based audit methodology, covering all key risk and control areas identified by management, and submit that plan to the Board Audit Committee for review and approval as well as quarterly updates , Contribute and support the development of the corporate audit process and operating procedures, and direct the overall performance of internal audit processes, including identifying and defining issues, developing criteria, reviewing and analysing evidence and documenting the results in line with approved standards, Ensure the internal audit process is followed in identifying control weakness and developing recommendations within all areas of the Bank, The focus of this activity will include credit, financial, operational, people legal, regulatory, compliance and information technology, design appropriate methodologies for fraud detection
in the auditing process at head office and functional and branch levels, Ensure internal audit methodology is applied consistently and documented and in conformance with the IIA standards, Provide regular reports to the Audit Committee on the company’s system of internal controls and significant audit recommendations, Review and update the audit Committee and the internal Audit charters as necessary, represent Internal Audit at management, board meetings and with external organisations, The Chief Internal Audit at management, board meetings and with external organisations, The chief Audit Officer will be responsible for recruiting, hiring, training and managing a professional audit staff with sufficient knowledge, skills, experience, and professional certifications to meet the requirements of the audit Charter,
Supervisory responsibility – Directly supervises a team of audit Officers
Analytical – Synthesises complex or diverse information, Collects and researches data, uses intuition and experience to complement data, design work flows and procedures,
Continuing professional development – Actively pursues continuing professional development
Problem Solving – Identifies and resolves, problems in a timely manner, Gathers and analyses information skilfully, develops alternative solutions, Works well in group problem solving situations, Uses reason even when dealing with emotional topics
Leading with Integrity – reinforces our values through daily behaviour, Holds others accountable to ethical behaviour, Encourages full disclosure of mistakes, Conforms unethical behaviour quickly
Managing People – Includes staff in planning, decision-making, facilitating and process improvement, Takes responsibility for subordinates’ activities, Makes oneself available to staff, Provides regular performance feedback, develops subordinates skills and encourages growth, Solicits and applies customer feedback (internal and external), Fosters quality focus in others, Improves processes, products and services, Continually works o improve supervisory skills
Strategic Thinking- develops audit strategies tag account of organisational goals, Understands organisations strengths and weaknesses, Analyses market and competition, Identifies external threats and opportunities, Adapts audit strategy to changing conditions
Judgement – Provides opinion on the effectiveness of th4 internal control systems Displays willingness to make decision; Exhibits sound and accurate judgement, Supports and explains reasoning for decision; Includes appropriate people in decision-making processes Make timely decisions
Customer Service – Responds promptly to customer needs, Solicits customers feedback to improve service
Organisational Support – Follows policies and procedures; on time; Support the organisations’ mission, goals, and values; Conserves organisational resources Works within budget guidelines
Minimum of 10 yrs experience in corporate auditing in banking or financial services covering business analysis, operations, finance, program evaluation, project management or equivalent, Minimum of 5 yrs experience at senior audit manager or head of audit level in a Regulated Financial Institution, preferably with a global organisation, Bachelor Degree from an accredited college or university, A Masters degree in Business Administration, Public Administration, or related filed preferred, Certified Internal auditor (CIA), Certified Public Accountant 9CPA) or Certified Management Accountant (CMA) status preferred, Certified Fraud Examiner (CFE) preferred, Experience in signing audit programs in an international setting preferred, Extensive knowledge of and skill in applying corporate auditing, management principles and preferred business practices
Fluency in English required. Develop a highly effective audit function respected throughout the Bank, Provide reliable assurance fostering a ‘no surprises’ culture, Report and make recommendations on all significant risk exposures, Complete the audit plan , Opportunity Bank Malawi Board of Directors, Chief Executive Officer, Opportunity Bank Management team, Opportunity International Global Head of Audit, External Auditor.
Interested applicant are asked to send an application letter and a CV via email to recruitment@oibm.mw or by post to the address below by Friday 10th July , Women are encouraged to apply, The chief Human Resources Officer, Opportunity Bank Malawi, Private Bag A71, Lilongwe.
